{"id":1386,"date":"2025-12-29T18:29:29","date_gmt":"2025-12-29T17:29:29","guid":{"rendered":"https:\/\/schweiz.blog\/?p=1386"},"modified":"2026-03-19T14:19:31","modified_gmt":"2026-03-19T13:19:31","slug":"kolik-stoji-zdravotni-pojisteni-ve-svycarsku","status":"publish","type":"post","link":"https:\/\/schweiz.blog\/cs\/was-kostet-eine-krankenkasse-in-der-schweiz\/","title":{"rendered":"Kolik stoj\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed ve \u0160v\u00fdcarsku?"},"content":{"rendered":"<p class=\"wp-block-paragraph\"><strong>Kolik stoj\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed ve \u0160v\u00fdcarsku?<\/strong> Tato ot\u00e1zka se t\u00fdk\u00e1 ka\u017ed\u00e9ho v zemi, proto\u017ee z\u00e1kladn\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed je povinn\u00e9. M\u011bs\u00ed\u010dn\u00ed pojistn\u00e9 se nicm\u00e9n\u011b v\u00fdrazn\u011b li\u0161\u00ed \u2013 v z\u00e1vislosti na kantonu, v\u011bku a spolu\u00fa\u010dasti.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Pr\u016fm\u011brn\u00e9 n\u00e1klady na zdravotn\u00ed poji\u0161t\u011bn\u00ed<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ten\/Ta\/To <strong>m\u011bs\u00ed\u010dn\u00ed pojistn\u00e9 na z\u00e1kladn\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed<\/strong> jsou p\u0159ibli\u017en\u011b:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Dosp\u011bl\u00fd:<\/strong> cca. <strong>350\u2013500 \u0161v\u00fdcarsk\u00fdch frank\u016f<\/strong><\/li>\n\n\n\n<li><strong>Mlad\u00ed dosp\u011bl\u00ed:<\/strong> cca. <strong>250\u2013350 \u0161v\u00fdcarsk\u00fdch frank\u016f<\/strong><\/li>\n\n\n\n<li><strong>D\u011bti:<\/strong> cca. <strong>90\u2013130 \u0161v\u00fdcarsk\u00fdch frank\u016f<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Pro dosp\u011bl\u00e9 se to rychle prom\u00edt\u00e1 do jednoho roku najednou. <strong>p\u0159es 4 000 \u0161v\u00fdcarsk\u00fdch frank\u016f<\/strong>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Na \u010dem z\u00e1vis\u00ed n\u00e1klady?<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. Kanton bydli\u0161t\u011b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Pojistn\u00e9 na zdravotn\u00ed poji\u0161t\u011bn\u00ed se v jednotliv\u00fdch regionech zna\u010dn\u011b li\u0161\u00ed. M\u011bstsk\u00e9 kantony jsou obvykle dra\u017e\u0161\u00ed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Fran\u0161\u00edza<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u010c\u00edm vy\u0161\u0161\u00ed fran\u0161\u00edza, t\u00edm ni\u017e\u0161\u00ed m\u011bs\u00ed\u010dn\u00ed pojistn\u00e9:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>300 CHF (nejdra\u017e\u0161\u00ed varianta)<\/li>\n\n\n\n<li>2 500 CHF (nejlevn\u011bj\u0161\u00ed varianta)<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">3. Model poji\u0161t\u011bn\u00ed<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Standardn\u00ed model (dra\u017e\u0161\u00ed)<\/li>\n\n\n\n<li>Model rodinn\u00e9ho l\u00e9ka\u0159e<\/li>\n\n\n\n<li>Model HMO<\/li>\n\n\n\n<li>Model Telmed<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Z\u00e1kladn\u00ed poji\u0161t\u011bn\u00ed vs. dopl\u0148kov\u00e9 poji\u0161t\u011bn\u00ed<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Z\u00e1kladn\u00ed poji\u0161t\u011bn\u00ed<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Z\u00e1konem vy\u017eadov\u00e1no<\/li>\n\n\n\n<li>Stejn\u00e9 v\u00fdhody pro v\u0161echny zdravotn\u00ed poji\u0161\u0165ovny<\/li>\n\n\n\n<li>Jedin\u00fd rozd\u00edl je v cen\u011b.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Dopl\u0148kov\u00e9 poji\u0161t\u011bn\u00ed<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Dobrovoln\u011b<\/li>\n\n\n\n<li>Kryje nap\u0159\u00edklad dopl\u0148kov\u00e9 zubn\u00ed poji\u0161t\u011bn\u00ed, pobyty v soukrom\u00e9 nemocnici a alternativn\u00ed medic\u00ednu.<\/li>\n\n\n\n<li>Ceny se velmi li\u0161\u00ed<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Kolik m\u016f\u017eete u\u0161et\u0159it?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Mnoho lid\u00ed plat\u00ed zbyte\u010dn\u011b vysok\u00e9 ceny. To je zp\u016fsobeno:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Adaptace fran\u0161\u00edzy<\/li>\n\n\n\n<li>Zm\u011bna modelu<\/li>\n\n\n\n<li>Ro\u010dn\u00ed srovn\u00e1n\u00ed<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">m\u016f\u017ee b\u00fdt <strong>500\u20131 500 CHF ro\u010dn\u011b<\/strong> ulo\u017eit.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Z\u00e1v\u011br<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Kolik stoj\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed ve \u0160v\u00fdcarsku? U dosp\u011bl\u00fdch byste m\u011bli b\u00fdt realisti\u010dt\u00ed. <strong>350\u2013500 CHF m\u011bs\u00ed\u010dn\u011b<\/strong> Pl\u00e1nujte dop\u0159edu. Optimalizace va\u0161eho poji\u0161t\u011bn\u00ed v\u00e1m m\u016f\u017ee z dlouhodob\u00e9ho hlediska u\u0161et\u0159it spoustu pen\u011bz \u2013 bez ztr\u00e1ty benefit\u016f.<\/p>\n\n\n\n<!-- schweiz.blog x schweiz.work -->\n<div style=\"  margin:56px 0;  padding:24px 28px;  border-left:3px solid #60a5fa;  background:rgba(255,255,255,0.02);  color:#e5e7eb;  font-family:system-ui,sans-serif;\">\n  <p style=\"margin:0 0 12px 0; font-size:15px; line-height:1.7;\">\n    Vedle tohoto blogu provozujeme s <strong>switzerland.work<\/strong>  \n    platforma pro slu\u017eby ve \u0160v\u00fdcarsku.\n  <\/p>\n\n  <p style=\"margin:0; font-size:15px;\">\n    <a href=\"https:\/\/schweiz.work\/?ref=schweizblog\" style=\"color:#93c5fd; font-weight:500; text-decoration:none;\" target=\"_blank\" rel=\"noopener\">\n      1 Inzer\u00e1t aktu\u00e1ln\u011b zdarma po dobu 30 dn\u016f \u2192\n    <\/a>\n  <\/p>\n<\/div>\n<!-- \/schweiz.blog x schweiz.work -->","protected":false},"excerpt":{"rendered":"Was kostet eine Krankenkasse in der Schweiz? Diese Frage betrifft jede Person im Land, denn die Grundversicherung ist&hellip;","protected":false},"author":274216737,"featured_media":1383,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":true,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"csco_display_header_overlay":false,"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":"","csco_page_reading_time":"","csco_page_toc_navigation":"","csco_post_video_location":[],"csco_post_video_location_hash":"","csco_post_video_url":"","csco_post_video_bg_start_time":0,"csco_post_video_bg_end_time":0,"csco_post_video_bg_volume":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[2725,2710],"tags":[3464,3467,3465,3463,3466],"class_list":{"0":"post-1386","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-leben","8":"category-allgemein","9":"tag-grundversicherung-schweiz","10":"tag-krankenkasse-kosten-schweiz","11":"tag-krankenkassen-praemien-schweiz","12":"tag-krankenversicherung-schweiz","13":"tag-was-kostet-eine-krankenkasse-in-der-schweiz","14":"cs-entry","15":"cs-video-wrap"},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/schweiz.blog\/wp-content\/uploads\/2025\/12\/20251229_1827_Schweizer-Krankenkassen-Kosten_simple_compose_01kdnjbxp7e7cvk1cts3kczq0r.png?fit=1536%2C1024&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pgWLwP-mm","_links":{"self":[{"href":"https:\/\/schweiz.blog\/cs\/wp-json\/wp\/v2\/posts\/1386","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/schweiz.blog\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/schweiz.blog\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/schweiz.blog\/cs\/wp-json\/wp\/v2\/users\/274216737"}],"replies":[{"embeddable":true,"href":"https:\/\/schweiz.blog\/cs\/wp-json\/wp\/v2\/comments?post=1386"}],"version-history":[{"count":2,"href":"https:\/\/schweiz.blog\/cs\/wp-json\/wp\/v2\/posts\/1386\/revisions"}],"predecessor-version":[{"id":1388,"href":"https:\/\/schweiz.blog\/cs\/wp-json\/wp\/v2\/posts\/1386\/revisions\/1388"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/schweiz.blog\/cs\/wp-json\/wp\/v2\/media\/1383"}],"wp:attachment":[{"href":"https:\/\/schweiz.blog\/cs\/wp-json\/wp\/v2\/media?parent=1386"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/schweiz.blog\/cs\/wp-json\/wp\/v2\/categories?post=1386"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/schweiz.blog\/cs\/wp-json\/wp\/v2\/tags?post=1386"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}