{"id":625,"date":"2025-11-24T17:55:42","date_gmt":"2025-11-24T16:55:42","guid":{"rendered":"https:\/\/schweiz.blog\/?p=625"},"modified":"2025-11-24T17:56:42","modified_gmt":"2025-11-24T16:56:42","slug":"prohlaseni-z-rejstriku-vymahani-dluhu","status":"publish","type":"post","link":"https:\/\/schweiz.blog\/cs\/betreibungsregister-erklarung\/","title":{"rendered":"V\u00fdpis z rejst\u0159\u00edku vym\u00e1h\u00e1n\u00ed dluh\u016f (2025): Jasn\u00fd p\u0159ehled + tipy pro va\u0161e kreditn\u00ed hodnocen\u00ed"},"content":{"rendered":"<h1 class=\"wp-block-heading\"><strong>Vysv\u011btlen\u00ed k registru vym\u00e1h\u00e1n\u00ed dluh\u016f: V\u0161e, co pot\u0159ebujete v\u011bd\u011bt o \u0161v\u00fdcarsk\u00e9m registru vym\u00e1h\u00e1n\u00ed dluh\u016f (2025)<\/strong><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Ten\/Ta\/To <strong>Registr vym\u00e1h\u00e1n\u00ed dluh\u016f<\/strong> Ve \u0160v\u00fdcarsku je to kl\u00ed\u010dov\u00fd n\u00e1stroj pro transparentnost platebn\u00edch transakc\u00ed. A\u0165 u\u017e se jedn\u00e1 o uzav\u0159en\u00ed n\u00e1jemn\u00ed smlouvy, \u017e\u00e1dost o \u00fav\u011br nebo n\u00e1stup do nov\u00e9ho zam\u011bstn\u00e1n\u00ed \u2013 <strong>V\u00fdpis z vym\u00e1h\u00e1n\u00ed dluhu<\/strong> hraje kl\u00ed\u010dovou roli. V tomto \u010dl\u00e1nku obdr\u017e\u00edte <strong>Komplexn\u00ed vysv\u011btlen\u00ed registru vym\u00e1h\u00e1n\u00ed dluh\u016f<\/strong>, zjist\u011bte, jak z\u00edskat <strong>M\u016f\u017eete si vy\u017e\u00e1dat v\u00fdpis<\/strong>, a jak polo\u017eky ovliv\u0148uj\u00ed va\u0161e <strong>\u00dav\u011brov\u00fd rating<\/strong> m\u00edt \u00fa\u010dinek.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Co je to rejst\u0159\u00edk vym\u00e1h\u00e1n\u00ed dluh\u016f?<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Definice a pr\u00e1vn\u00ed pozad\u00ed<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ten\/Ta\/To <strong>Registr vym\u00e1h\u00e1n\u00ed dluh\u016f<\/strong> je ofici\u00e1ln\u00ed adres\u00e1\u0159, kter\u00fd uv\u00e1d\u00ed v\u0161echny <strong>Vym\u00e1h\u00e1n\u00ed dluh\u016f<\/strong> proti osob\u011b nebo spole\u010dnosti. Je zalo\u017een na <strong>Feder\u00e1ln\u00ed z\u00e1kon o vym\u00e1h\u00e1n\u00ed dluh\u016f a bankrotu (SchKG)<\/strong>. Registr bude <strong>od kanton\u00e1ln\u00edch \u00fa\u0159ad\u016f pro vym\u00e1h\u00e1n\u00ed dluh\u016f<\/strong> Prov\u00e1d\u00ed se a slou\u017e\u00ed k tomu, aby byla platebn\u00ed mor\u00e1lka a finan\u010dn\u00ed chov\u00e1n\u00ed soukrom\u00fdch osob a firem transparentn\u00ed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u00da\u010del a v\u00fdznam rejst\u0159\u00edku vym\u00e1h\u00e1n\u00ed dluh\u016f<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Hlavn\u00edm c\u00edlem registru je <strong>pr\u016fhlednost<\/strong>. Chr\u00e1n\u00ed v\u011b\u0159itele, zam\u011bstnavatele nebo pronaj\u00edmatele p\u0159ed finan\u010dn\u00edmi riziky. Pokud osoba nespln\u00ed sv\u00e9 platebn\u00ed povinnosti a v\u011b\u0159itel platbu po\u017eaduje, chr\u00e1n\u00ed ji to p\u0159ed finan\u010dn\u00edmi riziky. <strong>zah\u00e1j\u00ed \u0159\u00edzen\u00ed o vym\u00e1h\u00e1n\u00ed dluh\u016f<\/strong>, Tento proces bude zdokumentov\u00e1n v registru.<br>Registr tedy slou\u017e\u00ed jako <strong>sign\u00e1l v\u010dasn\u00e9ho varov\u00e1n\u00ed<\/strong> pro p\u0159\u00edpadn\u00e9 prodlen\u00ed s platbami.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Jak funguje registr vym\u00e1h\u00e1n\u00ed dluh\u016f ve \u0160v\u00fdcarsku?<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Kdo vede registr vym\u00e1h\u00e1n\u00ed dluh\u016f?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ka\u017ed\u00fd kanton m\u00e1 sv\u016fj vlastn\u00ed <strong>Kancel\u00e1\u0159e pro vym\u00e1h\u00e1n\u00ed pohled\u00e1vek<\/strong>, kte\u0159\u00ed spravuj\u00ed registr pro sv\u016fj okres. Data jsou <strong>nen\u00ed centralizovan\u00fd<\/strong>, to znamen\u00e1, \u017ee si mus\u00edte vy\u017e\u00e1dat v\u00fdpis z \u00fa\u0159adu pro vym\u00e1h\u00e1n\u00ed dluh\u016f <strong>rezidence<\/strong> nebo <strong>s\u00eddlo spole\u010dnosti<\/strong> po\u017e\u00e1dat o.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Jak\u00e1 data se shroma\u017e\u010fuj\u00ed?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">V registru se objev\u00ed:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Jm\u00e9no, k\u0159estn\u00ed jm\u00e9no a adresa dot\u010den\u00e9 osoby<\/li>\n\n\n\n<li>Datum vym\u00e1h\u00e1n\u00ed<\/li>\n\n\n\n<li>V\u00fd\u0161e pohled\u00e1vky<\/li>\n\n\n\n<li>Jm\u00e9no v\u011b\u0159itele<\/li>\n\n\n\n<li>Stav vym\u00e1h\u00e1n\u00ed pohled\u00e1vky (otev\u0159en\u00e1, zaplacen\u00e1, ukon\u010den\u00e1 atd.)<\/li>\n\n\n\n<li>\u010c\u00edslo spisu a pozn\u00e1mky<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Postup pro z\u00e1pis do rejst\u0159\u00edku exekutor\u016f<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Jakmile v\u011b\u0159itel <strong>Vym\u00e1h\u00e1n\u00ed dluh\u016f<\/strong> Kdy\u017e pod\u00e1te \u017e\u00e1dost, je zaznamen\u00e1na v rejst\u0159\u00edku. I kdy\u017e \u017e\u00e1dost napadnete, z\u00e1pis z\u016fst\u00e1v\u00e1 platn\u00fd \u2013 alespo\u0148 do doby, ne\u017e je p\u0159\u00edpad vy\u0159e\u0161en. Teprve pot\u00e9 <strong>Vymaz\u00e1n\u00ed nebo ukon\u010den\u00ed<\/strong> Stav v rejst\u0159\u00edku se m\u011bn\u00ed s t\u00edm, jak je zah\u00e1jeno \u0159\u00edzen\u00ed o vym\u00e1h\u00e1n\u00ed dluhu.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Jak mohu po\u017e\u00e1dat o v\u00fdpis z exekuce dluhu?<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Online aplikace: Podrobn\u00e9 pokyny<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ji\u017e n\u011bkolik let mnoho \u00fa\u0159ad\u016f pro vym\u00e1h\u00e1n\u00ed dluh\u016f nab\u00edz\u00ed <strong>digit\u00e1ln\u00ed aplikace<\/strong> na.<br>Postupujte takto:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Nav\u0161tivte webov\u00e9 str\u00e1nky \u00fa\u0159adu pro vym\u00e1h\u00e1n\u00ed dluh\u016f ve va\u0161em kantonu (nap\u0159. <a href=\"https:\/\/www.betreibungsschalter.ch\" target=\"_blank\" rel=\"noopener\">Betreibungsschalter.ch<\/a>).<\/li>\n\n\n\n<li>Vyberte mo\u017enost \u201ePo\u017e\u00e1dat o v\u00fdpis z exekuce dluhu\u201c.<\/li>\n\n\n\n<li>Vypl\u0148te formul\u00e1\u0159 sv\u00fdmi \u00fadaji.<\/li>\n\n\n\n<li>Nahrajte kopii sv\u00e9ho pr\u016fkazu toto\u017enosti.<\/li>\n\n\n\n<li>Zapla\u0165te poplatek (obvykle 17\u201323 CHF).<\/li>\n\n\n\n<li>V\u00fdpis obdr\u017e\u00edte po\u0161tou nebo e-mailem do n\u011bkolika dn\u016f.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Osobn\u00ed \u017e\u00e1dost u \u00fa\u0159adu pro vym\u00e1h\u00e1n\u00ed dluh\u016f<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">P\u0159\u00edpadn\u011b m\u016f\u017eete \u017e\u00e1dost podat i vy <strong>p\u0159\u00edmo v kancel\u00e1\u0159i<\/strong> zeptejte se. K tomu budete pot\u0159ebovat:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Platn\u00fd <strong>Pr\u016fkaz toto\u017enosti<\/strong><\/li>\n\n\n\n<li>Jeden <strong>p\u00edsemn\u00e1 \u017e\u00e1dost<\/strong><\/li>\n\n\n\n<li>Jeden <strong>Poplatek splatn\u00fd v hotovosti<\/strong> nebo s kartou<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>N\u00e1klady a doba zpracov\u00e1n\u00ed<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">V z\u00e1vislosti na kantonu se poplatky pohybuj\u00ed mezi <strong>17 a 23 \u0161v\u00fdcarsk\u00fdch frank\u016f<\/strong>.<br>Doba zpracov\u00e1n\u00ed je obvykle <strong>2 a\u017e 5 pracovn\u00edch dn\u016f<\/strong>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Jak\u00e9 informace jsou uvedeny ve v\u00fdpisu z vym\u00e1h\u00e1n\u00ed dluhu?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ten\/Ta\/To <strong>V\u00fdpis z vym\u00e1h\u00e1n\u00ed dluhu<\/strong> Zahrnuje v\u0161echna prob\u00edhaj\u00edc\u00ed nebo ukon\u010den\u00e1 \u0159\u00edzen\u00ed za posledn\u00edch p\u011bt let.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>V\u00fdznam jednotliv\u00fdch pol\u00ed<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Datum exeku\u010dn\u00edho \u0159\u00edzen\u00ed:<\/strong> Kdy byla \u017e\u00e1dost pod\u00e1na<\/li>\n\n\n\n<li><strong>Finan\u010dn\u00ed podpora:<\/strong> \u010c\u00e1stka po\u017eadovan\u00e1 v\u011b\u0159itelem<\/li>\n\n\n\n<li><strong>Postaven\u00ed:<\/strong> Otev\u0159eno, dokon\u010deno, uzav\u0159eno nebo zaplaceno<\/li>\n\n\n\n<li><strong>Pozn\u00e1mka:<\/strong> Dopl\u0148uj\u00edc\u00ed informace (nap\u0159. n\u00e1mitka, urovn\u00e1n\u00ed)<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Rozd\u00edl mezi zah\u00e1jen\u00fdm a ukon\u010den\u00fdm \u0159\u00edzen\u00edm o vym\u00e1h\u00e1n\u00ed pohled\u00e1vek<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Otev\u0159en\u00e9 \u0159\u00edzen\u00ed o vym\u00e1h\u00e1n\u00ed pohled\u00e1vek:<\/strong> N\u00e1rok dosud nebyl vy\u0159e\u0161en.<\/li>\n\n\n\n<li><strong>Ukon\u010den\u00e9 \u0159\u00edzen\u00ed o vym\u00e1h\u00e1n\u00ed pohled\u00e1vek:<\/strong> Dluh byl uhrazen nebo bylo \u0159\u00edzen\u00ed zastaveno.<\/li>\n\n\n\n<li><strong>Ozn\u00e1men\u00ed:<\/strong> I ukon\u010den\u00e1 vym\u00e1hac\u00ed \u0159\u00edzen\u00ed z\u016fst\u00e1vaj\u00ed po ur\u010ditou dobu viditeln\u00e1!<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"Betreibungsregister Erkl\u00e4rung: Alles, was du \u00fcber das Schweizer Betreibungsregister wissen musst (2025) Das Betreibungsregister ist in der Schweiz&hellip;","protected":false},"author":274216737,"featured_media":627,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":true,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"csco_display_header_overlay":false,"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":"","csco_page_reading_time":"","csco_page_toc_navigation":"","csco_post_video_location":[],"csco_post_video_location_hash":"","csco_post_video_url":"","csco_post_video_bg_start_time":0,"csco_post_video_bg_end_time":0,"csco_post_video_bg_volume":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[2723,2727],"tags":[2746,2747,2748],"class_list":{"0":"post-625","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-schweiz","8":"category-wirtschaft","9":"tag-betreibung","10":"tag-betreibungsregister","11":"tag-bonitaet","12":"cs-entry","13":"cs-video-wrap"},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/schweiz.blog\/wp-content\/uploads\/2025\/11\/20251124_1750_Betreibungsregister-Uebersicht-Minimal_simple_compose_01kavcacv8f7vtqpmvqwvxbdtq.png?fit=1536%2C1024&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pgWLwP-a5","_links":{"self":[{"href":"https:\/\/schweiz.blog\/cs\/wp-json\/wp\/v2\/posts\/625","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/schweiz.blog\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/schweiz.blog\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/schweiz.blog\/cs\/wp-json\/wp\/v2\/users\/274216737"}],"replies":[{"embeddable":true,"href":"https:\/\/schweiz.blog\/cs\/wp-json\/wp\/v2\/comments?post=625"}],"version-history":[{"count":2,"href":"https:\/\/schweiz.blog\/cs\/wp-json\/wp\/v2\/posts\/625\/revisions"}],"predecessor-version":[{"id":628,"href":"https:\/\/schweiz.blog\/cs\/wp-json\/wp\/v2\/posts\/625\/revisions\/628"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/schweiz.blog\/cs\/wp-json\/wp\/v2\/media\/627"}],"wp:attachment":[{"href":"https:\/\/schweiz.blog\/cs\/wp-json\/wp\/v2\/media?parent=625"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/schweiz.blog\/cs\/wp-json\/wp\/v2\/categories?post=625"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/schweiz.blog\/cs\/wp-json\/wp\/v2\/tags?post=625"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}