{"id":1417,"date":"2025-12-29T18:45:59","date_gmt":"2025-12-29T17:45:59","guid":{"rendered":"https:\/\/schweiz.blog\/?p=1417"},"modified":"2026-03-19T14:19:25","modified_gmt":"2026-03-19T13:19:25","slug":"%cf%80%cf%8c%cf%83%ce%bf-%ce%ba%ce%bf%cf%83%cf%84%ce%af%ce%b6%ce%b5%ce%b9-%ce%ad%ce%bd%ce%b1-%ce%b4%ce%ac%ce%bd%ce%b5%ce%b9%ce%bf-%cf%83%cf%84%ce%b7%ce%bd-%ce%b5%ce%bb%ce%b2%ce%b5%cf%84%ce%af%ce%b1","status":"publish","type":"post","link":"https:\/\/schweiz.blog\/el\/was-kostet-ein-kredit-in-der-schweiz\/","title":{"rendered":"\u03a0\u03cc\u03c3\u03bf \u03ba\u03bf\u03c3\u03c4\u03af\u03b6\u03b5\u03b9 \u03ad\u03bd\u03b1 \u03b4\u03ac\u03bd\u03b5\u03b9\u03bf \u03c3\u03c4\u03b7\u03bd \u0395\u03bb\u03b2\u03b5\u03c4\u03af\u03b1;"},"content":{"rendered":"<p class=\"wp-block-paragraph\"><strong>\u03a0\u03cc\u03c3\u03bf \u03ba\u03bf\u03c3\u03c4\u03af\u03b6\u03b5\u03b9 \u03ad\u03bd\u03b1 \u03b4\u03ac\u03bd\u03b5\u03b9\u03bf \u03c3\u03c4\u03b7\u03bd \u0395\u03bb\u03b2\u03b5\u03c4\u03af\u03b1;<\/strong> \u03a0\u03bf\u03bb\u03bb\u03bf\u03af \u03ac\u03bd\u03b8\u03c1\u03c9\u03c0\u03bf\u03b9 \u03b8\u03ad\u03c4\u03bf\u03c5\u03bd \u03c3\u03c4\u03bf\u03bd \u03b5\u03b1\u03c5\u03c4\u03cc \u03c4\u03bf\u03c5\u03c2 \u03b1\u03c5\u03c4\u03cc \u03c4\u03bf \u03b5\u03c1\u03ce\u03c4\u03b7\u03bc\u03b1 \u03cc\u03c4\u03b1\u03bd \u03ba\u03ac\u03bd\u03bf\u03c5\u03bd \u03c3\u03b7\u03bc\u03b1\u03bd\u03c4\u03b9\u03ba\u03ad\u03c2 \u03b1\u03b3\u03bf\u03c1\u03ad\u03c2 \u03ae \u03b1\u03bd\u03b1\u03c7\u03c1\u03b7\u03bc\u03b1\u03c4\u03bf\u03b4\u03bf\u03c4\u03bf\u03cd\u03bd \u03c5\u03c0\u03ac\u03c1\u03c7\u03bf\u03bd\u03c4\u03b1 \u03c7\u03c1\u03ad\u03b7. \u03a4\u03bf \u03ba\u03cc\u03c3\u03c4\u03bf\u03c2 \u03b5\u03be\u03b1\u03c1\u03c4\u03ac\u03c4\u03b1\u03b9 \u03ba\u03c5\u03c1\u03af\u03c9\u03c2 \u03b1\u03c0\u03cc \u03c4\u03bf \u03b5\u03c0\u03b9\u03c4\u03cc\u03ba\u03b9\u03bf, \u03c4\u03b7 \u03b4\u03b9\u03ac\u03c1\u03ba\u03b5\u03b9\u03b1 \u03c4\u03bf\u03c5 \u03b4\u03b1\u03bd\u03b5\u03af\u03bf\u03c5 \u03ba\u03b1\u03b9 \u03c4\u03b7\u03bd \u03c0\u03b9\u03c3\u03c4\u03bf\u03bb\u03b7\u03c0\u03c4\u03b9\u03ba\u03ae \u03b9\u03ba\u03b1\u03bd\u03cc\u03c4\u03b7\u03c4\u03b1.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u039c\u03ad\u03c3\u03bf \u03ba\u03cc\u03c3\u03c4\u03bf\u03c2 \u03b4\u03b1\u03bd\u03b5\u03b9\u03c3\u03bc\u03bf\u03cd<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u03a4\u03c5\u03c0\u03b9\u03ba\u03ac \u03b5\u03c0\u03b9\u03c4\u03cc\u03ba\u03b9\u03b1 \u03b3\u03b9\u03b1 \u03c0\u03c1\u03bf\u03c3\u03c9\u03c0\u03b9\u03ba\u03ac \u03b4\u03ac\u03bd\u03b5\u03b9\u03b1:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u039a\u03b1\u03bb\u03ae \u03c0\u03b9\u03c3\u03c4\u03bf\u03bb\u03b7\u03c0\u03c4\u03b9\u03ba\u03ae \u03b1\u03be\u03b9\u03bf\u03bb\u03cc\u03b3\u03b7\u03c3\u03b7:<\/strong> \u03c0\u03b5\u03c1\u03af\u03c0\u03bf\u03c5. <strong>4\u20136 %<\/strong><\/li>\n\n\n\n<li><strong>\u039c\u03ad\u03c3\u03b7 \u03c0\u03b9\u03c3\u03c4\u03bf\u03bb\u03b7\u03c0\u03c4\u03b9\u03ba\u03ae \u03b1\u03be\u03b9\u03bf\u03bb\u03cc\u03b3\u03b7\u03c3\u03b7:<\/strong> \u03c0\u03b5\u03c1\u03af\u03c0\u03bf\u03c5. <strong>6\u20139 %<\/strong><\/li>\n\n\n\n<li><strong>\u03a7\u03b1\u03bc\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03b7 \u03c0\u03b9\u03c3\u03c4\u03bf\u03bb\u03b7\u03c0\u03c4\u03b9\u03ba\u03ae \u03b1\u03be\u03b9\u03bf\u03bb\u03cc\u03b3\u03b7\u03c3\u03b7:<\/strong> \u03bc\u03ad\u03c7\u03c1\u03b9 <strong>10\u201312 %<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u03a0\u03b1\u03c1\u03ac\u03b4\u03b5\u03b9\u03b3\u03bc\u03b1:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u03a0\u03bf\u03c3\u03cc \u03b4\u03b1\u03bd\u03b5\u03af\u03bf\u03c5: <strong>20.000 \u03b5\u03bb\u03b2\u03b5\u03c4\u03b9\u03ba\u03ac \u03c6\u03c1\u03ac\u03b3\u03ba\u03b1<\/strong><\/li>\n\n\n\n<li>\u0394\u03b9\u03ac\u03c1\u03ba\u03b5\u03b9\u03b1: <strong>48 \u03bc\u03ae\u03bd\u03b5\u03c2<\/strong><\/li>\n\n\n\n<li>\u03a3\u03c5\u03bd\u03bf\u03bb\u03b9\u03ba\u03cc \u03ba\u03cc\u03c3\u03c4\u03bf\u03c2: \u03c0\u03b5\u03c1\u03af\u03c0\u03bf\u03c5. <strong>22.000\u201324.000 \u03b5\u03bb\u03b2\u03b5\u03c4\u03b9\u03ba\u03ac \u03c6\u03c1\u03ac\u03b3\u03ba\u03b1<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u03a0\u03bf\u03b9\u03bf\u03b9 \u03c0\u03b1\u03c1\u03ac\u03b3\u03bf\u03bd\u03c4\u03b5\u03c2 \u03b5\u03c0\u03b7\u03c1\u03b5\u03ac\u03b6\u03bf\u03c5\u03bd \u03c4\u03bf \u03ba\u03cc\u03c3\u03c4\u03bf\u03c2;<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. \u0395\u03c0\u03b9\u03c4\u03cc\u03ba\u03b9\u03bf<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u039f \u03c0\u03b9\u03bf \u03c3\u03b7\u03bc\u03b1\u03bd\u03c4\u03b9\u03ba\u03cc\u03c2 \u03c0\u03b1\u03c1\u03ac\u03b3\u03bf\u03bd\u03c4\u03b1\u03c2 \u2013 \u03bf\u03b9 \u03bc\u03b9\u03ba\u03c1\u03ad\u03c2 \u03b4\u03b9\u03b1\u03c6\u03bf\u03c1\u03ad\u03c2 \u03ba\u03ac\u03bd\u03bf\u03c5\u03bd \u03bc\u03b5\u03b3\u03ac\u03bb\u03b7 \u03b4\u03b9\u03b1\u03c6\u03bf\u03c1\u03ac \u03bc\u03b5 \u03c4\u03b7\u03bd \u03c0\u03ac\u03c1\u03bf\u03b4\u03bf \u03c4\u03c9\u03bd \u03b5\u03c4\u03ce\u03bd.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. \u0394\u03b9\u03ac\u03c1\u03ba\u03b5\u03b9\u03b1<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0392\u03c1\u03b1\u03c7\u03c5\u03c0\u03c1\u03cc\u03b8\u03b5\u03c3\u03bc\u03bf \u2192 \u03c7\u03b1\u03bc\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03bf \u03b5\u03c0\u03b9\u03c4\u03cc\u03ba\u03b9\u03bf<\/li>\n\n\n\n<li>\u039c\u03b5\u03b3\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03b7 \u03b4\u03b9\u03ac\u03c1\u03ba\u03b5\u03b9\u03b1 \u03b4\u03b1\u03bd\u03b5\u03af\u03bf\u03c5 \u2192 \u03c7\u03b1\u03bc\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03b7 \u03bc\u03b7\u03bd\u03b9\u03b1\u03af\u03b1 \u03c0\u03bb\u03b7\u03c1\u03c9\u03bc\u03ae, \u03c5\u03c8\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03bf \u03c3\u03c5\u03bd\u03bf\u03bb\u03b9\u03ba\u03cc \u03ba\u03cc\u03c3\u03c4\u03bf\u03c2<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">3. \u03a0\u03b9\u03c3\u03c4\u03bf\u03bb\u03b7\u03c0\u03c4\u03b9\u03ba\u03ae \u03b1\u03be\u03b9\u03bf\u03bb\u03cc\u03b3\u03b7\u03c3\u03b7<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u03a4\u03bf \u03b5\u03b9\u03c3\u03cc\u03b4\u03b7\u03bc\u03b1, \u03bf\u03b9 \u03b4\u03b9\u03b1\u03b4\u03b9\u03ba\u03b1\u03c3\u03af\u03b5\u03c2 \u03b5\u03af\u03c3\u03c0\u03c1\u03b1\u03be\u03b7\u03c2 \u03bf\u03c6\u03b5\u03b9\u03bb\u03ce\u03bd \u03ba\u03b1\u03b9 \u03c4\u03bf \u03b9\u03c3\u03c4\u03bf\u03c1\u03b9\u03ba\u03cc \u03c0\u03bb\u03b7\u03c1\u03c9\u03bc\u03ce\u03bd \u03b5\u03c0\u03b7\u03c1\u03b5\u03ac\u03b6\u03bf\u03c5\u03bd \u03c3\u03b7\u03bc\u03b1\u03bd\u03c4\u03b9\u03ba\u03ac \u03c4\u03bf \u03b5\u03c0\u03b9\u03c4\u03cc\u03ba\u03b9\u03bf.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u03a0\u03c1\u03bf\u03c3\u03bf\u03c7\u03ae \u03c3\u03c4\u03b1 \u03ba\u03c1\u03c5\u03c6\u03ac \u03ba\u03cc\u03c3\u03c4\u03b7<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u03a4\u03ad\u03bb\u03b7 \u03b5\u03c0\u03b5\u03be\u03b5\u03c1\u03b3\u03b1\u03c3\u03af\u03b1\u03c2<\/li>\n\n\n\n<li>\u03a4\u03cc\u03ba\u03bf\u03b9 \u03c5\u03c0\u03b5\u03c1\u03b7\u03bc\u03b5\u03c1\u03af\u03b1\u03c2<\/li>\n\n\n\n<li>\u039a\u03cc\u03c3\u03c4\u03bf\u03c2 \u03c3\u03b5 \u03c0\u03b5\u03c1\u03af\u03c0\u03c4\u03c9\u03c3\u03b7 \u03c0\u03c1\u03cc\u03c9\u03c1\u03b7\u03c2 \u03b1\u03c0\u03bf\u03c0\u03bb\u03b7\u03c1\u03c9\u03bc\u03ae\u03c2<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0388\u03bd\u03b1 \u03b1\u03be\u03b9\u03cc\u03c0\u03b9\u03c3\u03c4\u03bf \u03b4\u03ac\u03bd\u03b5\u03b9\u03bf \u03b8\u03b1 \u03c0\u03c1\u03ad\u03c0\u03b5\u03b9 <strong>\u03b4\u03b9\u03b1\u03c6\u03b1\u03bd\u03ae\u03c2<\/strong> \u03ba\u03b1\u03b9 <strong>\u03c7\u03c9\u03c1\u03af\u03c2 \u03ba\u03c1\u03c5\u03c6\u03ad\u03c2 \u03c7\u03c1\u03b5\u03ce\u03c3\u03b5\u03b9\u03c2<\/strong> \u03b5\u03af\u03bd\u03b1\u03b9.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u03a0\u03ce\u03c2 \u03bc\u03c0\u03bf\u03c1\u03b5\u03af\u03c4\u03b5 \u03bd\u03b1 \u03bc\u03b5\u03b9\u03ce\u03c3\u03b5\u03c4\u03b5 \u03c4\u03bf \u03ba\u03cc\u03c3\u03c4\u03bf\u03c2 \u03b4\u03b1\u03bd\u03b5\u03b9\u03c3\u03bc\u03bf\u03cd;<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u03a3\u03cd\u03b3\u03ba\u03c1\u03b9\u03c3\u03b7 \u03b4\u03b1\u03bd\u03b5\u03af\u03c9\u03bd<\/li>\n\n\n\n<li>\u0395\u03c0\u03b9\u03bb\u03ad\u03be\u03c4\u03b5 \u03bc\u03b9\u03ba\u03c1\u03cc\u03c4\u03b5\u03c1\u03b7 \u03b4\u03b9\u03ac\u03c1\u03ba\u03b5\u03b9\u03b1<\/li>\n\n\n\n<li>\u039c\u03b7\u03bd \u03c0\u03ac\u03c1\u03b5\u03c4\u03b5 \u03ad\u03bd\u03b1 \u03ac\u03c3\u03ba\u03bf\u03c0\u03b1 \u03bc\u03b5\u03b3\u03ac\u03bb\u03bf \u03b4\u03ac\u03bd\u03b5\u03b9\u03bf.<\/li>\n\n\n\n<li>\u0395\u03bd\u03bf\u03c0\u03bf\u03af\u03b7\u03c3\u03b7 \u03c5\u03c6\u03b9\u03c3\u03c4\u03ac\u03bc\u03b5\u03bd\u03c9\u03bd \u03b4\u03b1\u03bd\u03b5\u03af\u03c9\u03bd<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u03a3\u03c5\u03bc\u03c0\u03ad\u03c1\u03b1\u03c3\u03bc\u03b1<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u03a0\u03cc\u03c3\u03bf \u03ba\u03bf\u03c3\u03c4\u03af\u03b6\u03b5\u03b9 \u03ad\u03bd\u03b1 \u03b4\u03ac\u03bd\u03b5\u03b9\u03bf \u03c3\u03c4\u03b7\u03bd \u0395\u03bb\u03b2\u03b5\u03c4\u03af\u03b1; \u0391\u03bd\u03ac\u03bb\u03bf\u03b3\u03b1 \u03bc\u03b5 \u03c4\u03bf \u03b5\u03c0\u03b9\u03c4\u03cc\u03ba\u03b9\u03bf \u03ba\u03b1\u03b9 \u03c4\u03b7 \u03b4\u03b9\u03ac\u03c1\u03ba\u03b5\u03b9\u03b1 \u03c4\u03bf\u03c5 \u03b4\u03b1\u03bd\u03b5\u03af\u03bf\u03c5, \u03b8\u03b1 \u03c0\u03bb\u03b7\u03c1\u03ce\u03c3\u03b5\u03c4\u03b5... <strong>\u03b1\u03c1\u03ba\u03b5\u03c4\u03ad\u03c2 \u03c7\u03b9\u03bb\u03b9\u03ac\u03b4\u03b5\u03c2 \u03c6\u03c1\u03ac\u03b3\u03ba\u03b1 \u03c3\u03b5 \u03c4\u03cc\u03ba\u03bf\u03c5\u03c2<\/strong>. \u039c\u03b9\u03b1 \u03c3\u03cd\u03b3\u03ba\u03c1\u03b9\u03c3\u03b7 \u03c3\u03c7\u03b5\u03b4\u03cc\u03bd \u03c0\u03ac\u03bd\u03c4\u03b1 \u03b1\u03be\u03af\u03b6\u03b5\u03b9 \u03c4\u03bf\u03bd \u03ba\u03cc\u03c0\u03bf \u2013 \u03b5\u03b9\u03b4\u03b9\u03ba\u03ac \u03bc\u03b5 \u03bc\u03b5\u03b3\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03b1 \u03c0\u03bf\u03c3\u03ac.<\/p>\n\n\n\n<!-- schweiz.blog x schweiz.work -->\n<div style=\"  margin:56px 0;  padding:24px 28px;  border-left:3px solid #60a5fa;  background:rgba(255,255,255,0.02);  color:#e5e7eb;  font-family:system-ui,sans-serif;\">\n  <p style=\"margin:0 0 12px 0; font-size:15px; line-height:1.7;\">\n    \u0395\u03ba\u03c4\u03cc\u03c2 \u03b1\u03c0\u03cc \u03b1\u03c5\u03c4\u03cc \u03c4\u03bf blog, \u03b4\u03b9\u03b1\u03c7\u03b5\u03b9\u03c1\u03b9\u03b6\u03cc\u03bc\u03b1\u03c3\u03c4\u03b5 \u03bc\u03b5 <strong>switzerland.work<\/strong>  \n    \u03bc\u03b9\u03b1 \u03c0\u03bb\u03b1\u03c4\u03c6\u03cc\u03c1\u03bc\u03b1 \u03b3\u03b9\u03b1 \u03c5\u03c0\u03b7\u03c1\u03b5\u03c3\u03af\u03b5\u03c2 \u03c3\u03c4\u03b7\u03bd \u0395\u03bb\u03b2\u03b5\u03c4\u03af\u03b1.\n  <\/p>\n\n  <p style=\"margin:0; font-size:15px;\">\n    <a href=\"https:\/\/schweiz.work\/?ref=schweizblog\" style=\"color:#93c5fd; font-weight:500; text-decoration:none;\" target=\"_blank\" rel=\"noopener\">\n      1 \u03c4\u03c1\u03ad\u03c7\u03bf\u03c5\u03c3\u03b1 \u03b1\u03b3\u03b3\u03b5\u03bb\u03af\u03b1 \u03b4\u03c9\u03c1\u03b5\u03ac\u03bd \u03b3\u03b9\u03b1 30 \u03b7\u03bc\u03ad\u03c1\u03b5\u03c2 \u2192\n    <\/a>\n  <\/p>\n<\/div>\n<!-- \/schweiz.blog x schweiz.work -->","protected":false},"excerpt":{"rendered":"Was kostet ein Kredit in der Schweiz? 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