{"id":644,"date":"2025-11-25T13:55:11","date_gmt":"2025-11-25T12:55:11","guid":{"rendered":"https:\/\/schweiz.blog\/?p=644"},"modified":"2025-11-25T13:55:13","modified_gmt":"2025-11-25T12:55:13","slug":"%ce%b5%ce%bb%ce%b2%ce%b5%cf%84%ce%b9%ce%ba%cf%8c-franchise-%ce%b1%cf%83%cf%86%ce%ac%ce%bb%ce%b9%cf%83%ce%b7%cf%82-%cf%85%ce%b3%ce%b5%ce%af%ce%b1%cf%82-%ce%bc%ce%b5-%ce%b1%cf%80%ce%bb%ce%ae-%ce%b5","status":"publish","type":"post","link":"https:\/\/schweiz.blog\/el\/krankenkasse-franchise-schweiz-einfach-erklaert\/","title":{"rendered":"\u0391\u03c0\u03b1\u03bb\u03bb\u03b1\u03b3\u03ae \u03b1\u03c0\u03cc \u03c4\u03b7\u03bd \u03b1\u03c3\u03c6\u03ac\u03bb\u03b9\u03c3\u03b7 \u03c5\u03b3\u03b5\u03af\u03b1\u03c2: \u0391\u03c0\u03bb\u03ae \u03b5\u03be\u03ae\u03b3\u03b7\u03c3\u03b7"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\u03a4\u03bf franchise \u03b5\u03af\u03bd\u03b1\u03b9 \u03bc\u03b9\u03b1 \u03b1\u03c0\u03cc \u03c4\u03b9\u03c2 \u03c0\u03b9\u03bf \u03c3\u03b7\u03bc\u03b1\u03bd\u03c4\u03b9\u03ba\u03ad\u03c2 \u03ad\u03bd\u03bd\u03bf\u03b9\u03b5\u03c2 \u03c3\u03c4\u03bf \u03b5\u03bb\u03b2\u03b5\u03c4\u03b9\u03ba\u03cc \u03c3\u03cd\u03c3\u03c4\u03b7\u03bc\u03b1 \u03c5\u03b3\u03b5\u03b9\u03bf\u03bd\u03bf\u03bc\u03b9\u03ba\u03ae\u03c2 \u03c0\u03b5\u03c1\u03af\u03b8\u03b1\u03bb\u03c8\u03b7\u03c2. \u03a0\u03bf\u03bb\u03bb\u03bf\u03af \u03ac\u03bd\u03b8\u03c1\u03c9\u03c0\u03bf\u03b9 \u03b1\u03bd\u03c4\u03b9\u03bc\u03b5\u03c4\u03c9\u03c0\u03af\u03b6\u03bf\u03c5\u03bd \u03b1\u03c5\u03c4\u03cc \u03c4\u03bf \u03b5\u03c1\u03ce\u03c4\u03b7\u03bc\u03b1 \u03ba\u03ac\u03b8\u03b5 \u03c7\u03c1\u03cc\u03bd\u03bf: <em>\u03a0\u03bf\u03b9\u03bf franchise \u03bd\u03b1 \u03b5\u03c0\u03b9\u03bb\u03ad\u03be\u03c9 \u03ba\u03b1\u03b9 \u03b3\u03b9\u03b1\u03c4\u03af;<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u03a4\u03b9 \u03c3\u03b7\u03bc\u03b1\u03af\u03bd\u03b5\u03b9 franchise;<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u03a4\u03bf franchise \u03b5\u03af\u03bd\u03b1\u03b9 \u03c4\u03bf \u03c0\u03bf\u03c3\u03cc \u03c0\u03bf\u03c5 <strong>\u03c0\u03bb\u03b7\u03c1\u03ce\u03bd\u03bf\u03bd\u03c4\u03b1\u03b9 \u03b1\u03c0\u03cc \u03c4\u03bf\u03c5\u03c2 \u03af\u03b4\u03b9\u03bf\u03c5\u03c2 \u03b5\u03c4\u03b7\u03c3\u03af\u03c9\u03c2<\/strong>, \u03c0\u03c1\u03b9\u03bd \u03b7 \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03b9\u03ba\u03ae \u03b5\u03c4\u03b1\u03b9\u03c1\u03b5\u03af\u03b1 \u03c5\u03b3\u03b5\u03af\u03b1\u03c2 \u03ba\u03b1\u03bb\u03cd\u03c8\u03b5\u03b9 \u03c4\u03bf \u03ba\u03cc\u03c3\u03c4\u03bf\u03c2.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u03a0\u03b1\u03c1\u03ac\u03b4\u03b5\u03b9\u03b3\u03bc\u03b1:<br>Franchise 2.500 CHF \u2192 \u03c0\u03bb\u03b7\u03c1\u03ce\u03bd\u03b5\u03c4\u03b5 \u03b5\u03c3\u03b5\u03af\u03c2 \u03bf\u03b9 \u03af\u03b4\u03b9\u03bf\u03b9 \u03c4\u03b1 \u03c0\u03c1\u03ce\u03c4\u03b1 2.500 CHF.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u03a0\u03bf\u03b9\u03b1 \u03bc\u03bf\u03bd\u03c4\u03ad\u03bb\u03b1 franchise \u03c5\u03c0\u03ac\u03c1\u03c7\u03bf\u03c5\u03bd;<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u039f\u03b9 \u03b1\u03ba\u03cc\u03bb\u03bf\u03c5\u03b8\u03b5\u03c2 \u03b5\u03c0\u03b9\u03bb\u03bf\u03b3\u03ad\u03c2 \u03b5\u03af\u03bd\u03b1\u03b9 \u03b4\u03b9\u03b1\u03b8\u03ad\u03c3\u03b9\u03bc\u03b5\u03c2 \u03c3\u03b5 \u03b5\u03c3\u03ac\u03c2 \u03c3\u03c4\u03b7\u03bd \u03b2\u03b1\u03c3\u03b9\u03ba\u03ae \u03b1\u03c3\u03c6\u03ac\u03bb\u03b9\u03c3\u03b7 \u03c5\u03b3\u03b5\u03af\u03b1\u03c2:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>300 \u03b5\u03bb\u03b2\u03b5\u03c4\u03b9\u03ba\u03ac \u03c6\u03c1\u03ac\u03b3\u03ba\u03b1<\/strong> (\u03b2\u03b1\u03b8\u03cd\u03c4\u03b5\u03c1\u03bf franchise)<\/li>\n\n\n\n<li><strong>500 \u03b5\u03bb\u03b2\u03b5\u03c4\u03b9\u03ba\u03ac \u03c6\u03c1\u03ac\u03b3\u03ba\u03b1<\/strong><\/li>\n\n\n\n<li><strong>1.000 \u03b5\u03bb\u03b2\u03b5\u03c4\u03b9\u03ba\u03ac \u03c6\u03c1\u03ac\u03b3\u03ba\u03b1<\/strong><\/li>\n\n\n\n<li><strong>1.500 \u03b5\u03bb\u03b2\u03b5\u03c4\u03b9\u03ba\u03ac \u03c6\u03c1\u03ac\u03b3\u03ba\u03b1<\/strong><\/li>\n\n\n\n<li><strong>2.000 \u03b5\u03bb\u03b2\u03b5\u03c4\u03b9\u03ba\u03ac \u03c6\u03c1\u03ac\u03b3\u03ba\u03b1<\/strong><\/li>\n\n\n\n<li><strong>2.500 \u03b5\u03bb\u03b2\u03b5\u03c4\u03b9\u03ba\u03ac \u03c6\u03c1\u03ac\u03b3\u03ba\u03b1<\/strong> (\u03c5\u03c8\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03bf franchise)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u03a5\u03c0\u03ac\u03c1\u03c7\u03bf\u03c5\u03bd \u03c6\u03b8\u03b7\u03bd\u03cc\u03c4\u03b5\u03c1\u03b1 \u03bc\u03bf\u03bd\u03c4\u03ad\u03bb\u03b1 \u03b3\u03b9\u03b1 \u03c0\u03b1\u03b9\u03b4\u03b9\u03ac.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u03a0\u03ce\u03c2 \u03bb\u03b5\u03b9\u03c4\u03bf\u03c5\u03c1\u03b3\u03b5\u03af \u03b7 \u03b1\u03c0\u03b1\u03bb\u03bb\u03b1\u03b3\u03ae;<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u039c\u03cc\u03bb\u03b9\u03c2 \u03c6\u03c4\u03ac\u03c3\u03b5\u03c4\u03b5 \u03c3\u03c4\u03bf \u03c0\u03bf\u03c3\u03cc \u03c3\u03c5\u03bc\u03bc\u03b5\u03c4\u03bf\u03c7\u03ae\u03c2 \u03c3\u03b1\u03c2, \u03b7 \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03b9\u03ba\u03ae \u03b5\u03c4\u03b1\u03b9\u03c1\u03b5\u03af\u03b1 \u03c5\u03b3\u03b5\u03af\u03b1\u03c2 \u03b8\u03b1 \u03b1\u03bd\u03b1\u03bb\u03ac\u03b2\u03b5\u03b9. <strong>90 % \u03c4\u03bf\u03c5 \u03ba\u03cc\u03c3\u03c4\u03bf\u03c5\u03c2<\/strong>.<br>\u03a0\u03bb\u03b7\u03c1\u03ce\u03bd\u03b5\u03c4\u03b5 \u03bc\u03cc\u03bd\u03bf <strong>10 % \u03a5\u03c0\u03ad\u03c1\u03b2\u03b1\u03c3\u03b7<\/strong>, \u03bc\u03ad\u03b3\u03b9\u03c3\u03c4\u03bf <strong>700 CHF \u03b5\u03c4\u03b7\u03c3\u03af\u03c9\u03c2<\/strong>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u03a0\u03bf\u03b9\u03bf franchise \u03bd\u03b1 \u03b5\u03c0\u03b9\u03bb\u03ad\u03be\u03c9;<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. \u03a5\u03c8\u03b7\u03bb\u03cc franchise (2.500 CHF)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u03a7\u03c1\u03ae\u03c3\u03b9\u03bc\u03bf \u03b5\u03ac\u03bd:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u03c3\u03c0\u03ac\u03bd\u03b9\u03b1 \u03c0\u03b7\u03b3\u03b1\u03af\u03bd\u03b5\u03b9\u03c2 \u03c3\u03c4\u03bf\u03bd \u03b3\u03b9\u03b1\u03c4\u03c1\u03cc<\/li>\n\n\n\n<li>\u03b5\u03af\u03c3\u03b1\u03b9 \u03c5\u03b3\u03b9\u03ae\u03c2<\/li>\n\n\n\n<li>\u03b8\u03ad\u03bb\u03b5\u03c4\u03b5 \u03bd\u03b1 \u03b5\u03be\u03bf\u03b9\u03ba\u03bf\u03bd\u03bf\u03bc\u03ae\u03c3\u03b5\u03c4\u03b5 \u03c7\u03c1\u03ae\u03bc\u03b1\u03c4\u03b1 \u03b1\u03c0\u03cc \u03c4\u03bf \u03b1\u03c3\u03c6\u03ac\u03bb\u03b9\u03c3\u03c4\u03c1\u03bf<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. \u0392\u03b1\u03b8\u03cd franchise (300 CHF)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u03a7\u03c1\u03ae\u03c3\u03b9\u03bc\u03bf \u03b5\u03ac\u03bd:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u03c3\u03c5\u03c7\u03bd\u03ac \u03c7\u03c1\u03b5\u03b9\u03ac\u03b6\u03b5\u03c3\u03c4\u03b5 \u03b9\u03b1\u03c4\u03c1\u03b9\u03ba\u03ad\u03c2 \u03c5\u03c0\u03b7\u03c1\u03b5\u03c3\u03af\u03b5\u03c2<\/li>\n\n\n\n<li>\u03b5\u03af\u03c3\u03b1\u03b9 \u03c7\u03c1\u03cc\u03bd\u03b9\u03b1 \u03ac\u03c1\u03c1\u03c9\u03c3\u03c4\u03bf\u03c2<\/li>\n\n\n\n<li>\u03ad\u03c7\u03b5\u03c4\u03b5 \u03c0\u03c1\u03bf\u03b3\u03c1\u03b1\u03bc\u03bc\u03b1\u03c4\u03af\u03c3\u03b5\u03b9 \u03b8\u03b5\u03c1\u03b1\u03c0\u03b5\u03af\u03b5\u03c2<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u03a0\u03cc\u03c4\u03b5 \u03b1\u03be\u03af\u03b6\u03b5\u03b9 \u03bd\u03b1 \u03b1\u03bb\u03bb\u03ac\u03be\u03c9 franchise;<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u039c\u03cc\u03bd\u03bf <strong>\u0394\u03c5\u03bd\u03b1\u03c4\u03cc\u03c4\u03b7\u03c4\u03b1 \u03bc\u03af\u03b1 \u03c6\u03bf\u03c1\u03ac \u03c4\u03bf \u03c7\u03c1\u03cc\u03bd\u03bf<\/strong> \u2013 \u03ba\u03ac\u03b8\u03b5 \u03c6\u03bf\u03c1\u03ac \u03bc\u03ad\u03c7\u03c1\u03b9 <strong>30 \u039d\u03bf\u03b5\u03bc\u03b2\u03c1\u03af\u03bf\u03c5<\/strong>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u03a3\u03c5\u03bc\u03c0\u03ad\u03c1\u03b1\u03c3\u03bc\u03b1<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0397 \u03b5\u03c0\u03b9\u03bb\u03bf\u03b3\u03ae \u03c4\u03bf\u03c5 \u03c3\u03c9\u03c3\u03c4\u03bf\u03cd \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03b9\u03ba\u03bf\u03cd \u03c0\u03bf\u03c3\u03bf\u03cd \u03bc\u03c0\u03bf\u03c1\u03b5\u03af \u03bd\u03b1 \u03c3\u03b1\u03c2 \u03b5\u03be\u03bf\u03b9\u03ba\u03bf\u03bd\u03bf\u03bc\u03ae\u03c3\u03b5\u03b9 \u03c0\u03bf\u03bb\u03bb\u03ac \u03c7\u03c1\u03ae\u03bc\u03b1\u03c4\u03b1. \u0395\u03af\u03bd\u03b1\u03b9 \u03c3\u03b7\u03bc\u03b1\u03bd\u03c4\u03b9\u03ba\u03cc \u03bd\u03b1 \u03bb\u03ac\u03b2\u03b5\u03c4\u03b5 \u03c5\u03c0\u03cc\u03c8\u03b7 \u03c0\u03cc\u03c3\u03bf \u03c3\u03c5\u03c7\u03bd\u03ac \u03c7\u03c1\u03b5\u03b9\u03ac\u03b6\u03b5\u03c3\u03c4\u03b5 \u03b9\u03b1\u03c4\u03c1\u03b9\u03ba\u03ad\u03c2 \u03c5\u03c0\u03b7\u03c1\u03b5\u03c3\u03af\u03b5\u03c2 \u03ba\u03b1\u03b9 \u03b1\u03bd \u03bc\u03c0\u03bf\u03c1\u03b5\u03af\u03c4\u03b5 \u03bd\u03b1 \u03b1\u03bd\u03c4\u03ad\u03be\u03b5\u03c4\u03b5 \u03bf\u03b9\u03ba\u03bf\u03bd\u03bf\u03bc\u03b9\u03ba\u03ac \u03c5\u03c8\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03b1 \u03ad\u03be\u03bf\u03b4\u03b1 \u03b1\u03c0\u03cc \u03c4\u03b7\u03bd \u03c4\u03c3\u03ad\u03c0\u03b7 \u03c3\u03b1\u03c2.<\/p>","protected":false},"excerpt":{"rendered":"Die Franchise ist einer der wichtigsten Begriffe im Schweizer Gesundheitssystem. 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