{"id":638,"date":"2025-11-25T13:51:52","date_gmt":"2025-11-25T12:51:52","guid":{"rendered":"https:\/\/schweiz.blog\/?p=638"},"modified":"2025-11-25T13:51:54","modified_gmt":"2025-11-25T12:51:54","slug":"rental-deposit-in-switzerland-how-does-it-work","status":"publish","type":"post","link":"https:\/\/schweiz.blog\/en_za\/mietkaution-schweiz-wie-funktioniert-das\/","title":{"rendered":"Rental deposit in Switzerland: How does it work?"},"content":{"rendered":"

Anyone renting an apartment in Switzerland almost always encounters the rental deposit<\/em>. But how exactly does it work, and what rules apply?<\/p>\n\n\n\n

What is a rental deposit?<\/strong><\/h2>\n\n\n\n

The rental deposit is a financial security measure for landlords. It covers potential damages, outstanding rent, or utility costs.<\/p>\n\n\n\n

In Switzerland, the deposit is maximum three months' rent<\/strong> (regulated by law).<\/p>\n\n\n\n

\n\n\n\n

How is the rental deposit paid?<\/strong><\/h2>\n\n\n\n

1. Classic rental deposit account<\/strong><\/h3>\n\n\n\n

The most common variant:<\/p>\n\n\n\n

    \n
  • The tenant opens a special blocked account.<\/li>\n\n\n\n
  • He pays the agreed deposit into this account.<\/li>\n\n\n\n
  • The money will remain blocked until the end of the tenancy.<\/li>\n<\/ul>\n\n\n\n

    The account is always in the name of the tenant.<\/p>\n\n\n\n

    2. Rental deposit insurance (security deposit insurance)<\/strong><\/h3>\n\n\n\n

    An alternative without a deposit:<\/p>\n\n\n\n

      \n
    • You pay an annual premium.<\/li>\n\n\n\n
    • No deposit is required.<\/li>\n\n\n\n
    • Popular with people who want to save liquidity<\/li>\n<\/ul>\n\n\n\n
      \n\n\n\n

      When will the rental deposit be refunded?<\/strong><\/h2>\n\n\n\n

      The refund will be processed. after the end of the tenancy<\/strong>, if:<\/p>\n\n\n\n

        \n
      • All damages have been clarified<\/li>\n\n\n\n
      • Additional costs were billed<\/li>\n\n\n\n
      • There are no outstanding claims.<\/li>\n<\/ul>\n\n\n\n

        Important: The landlord can up to 1 year<\/strong> Wait until the final ancillary costs are available.<\/p>\n\n\n\n

        \n\n\n\n

        Can the landlord simply deduct money?<\/strong><\/h2>\n\n\n\n

        Only if there are legitimate claims:<\/p>\n\n\n\n

          \n
        • Damage to the apartment<\/li>\n\n\n\n
        • Outstanding rent<\/li>\n\n\n\n
        • Outstanding additional costs<\/li>\n<\/ul>\n\n\n\n

          All deductions must be justified and documented.<\/p>\n\n\n\n

          \n\n\n\n

          Conclusion<\/strong><\/h2>\n\n\n\n

          Rental deposits are clearly regulated in Switzerland and protect both parties. Knowing the basics helps avoid unnecessary conflicts and allows for confident planning.<\/p>","protected":false},"excerpt":{"rendered":"Wer in der Schweiz eine Wohnung mietet, begegnet fast immer der Mietkaution. Doch wie funktioniert sie genau, und…","protected":false},"author":274216737,"featured_media":642,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"csco_display_header_overlay":false,"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":"","csco_page_reading_time":"","csco_page_toc_navigation":"","csco_post_video_location":[],"csco_post_video_location_hash":"","csco_post_video_url":"","csco_post_video_bg_start_time":0,"csco_post_video_bg_end_time":0,"csco_post_video_bg_volume":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[2724],"tags":[2756,2755,2760,2757,2759,2758],"class_list":{"0":"post-638","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-alltag","8":"tag-kaution-miete-schweiz","9":"tag-mietdepot-schweiz","10":"tag-mieten-schweiz-erklaerung","11":"tag-mietkaution-konto-schweiz","12":"tag-mietkaution-schweiz","13":"tag-mietwohnung-kaution","14":"cs-entry","15":"cs-video-wrap"},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/schweiz.blog\/wp-content\/uploads\/2025\/11\/20251125_1349_Mietkaution-Schweiz-Illustration_simple_compose_01kaxgwv7zf16s4s1mkbdqmqg5.png?fit=1536%2C1024&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pgWLwP-ai","_links":{"self":[{"href":"https:\/\/schweiz.blog\/en_za\/wp-json\/wp\/v2\/posts\/638","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/schweiz.blog\/en_za\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/schweiz.blog\/en_za\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/schweiz.blog\/en_za\/wp-json\/wp\/v2\/users\/274216737"}],"replies":[{"embeddable":true,"href":"https:\/\/schweiz.blog\/en_za\/wp-json\/wp\/v2\/comments?post=638"}],"version-history":[{"count":3,"href":"https:\/\/schweiz.blog\/en_za\/wp-json\/wp\/v2\/posts\/638\/revisions"}],"predecessor-version":[{"id":643,"href":"https:\/\/schweiz.blog\/en_za\/wp-json\/wp\/v2\/posts\/638\/revisions\/643"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/schweiz.blog\/en_za\/wp-json\/wp\/v2\/media\/642"}],"wp:attachment":[{"href":"https:\/\/schweiz.blog\/en_za\/wp-json\/wp\/v2\/media?parent=638"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/schweiz.blog\/en_za\/wp-json\/wp\/v2\/categories?post=638"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/schweiz.blog\/en_za\/wp-json\/wp\/v2\/tags?post=638"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}