{"id":1386,"date":"2025-12-29T18:29:29","date_gmt":"2025-12-29T17:29:29","guid":{"rendered":"https:\/\/schweiz.blog\/?p=1386"},"modified":"2026-03-19T14:19:31","modified_gmt":"2026-03-19T13:19:31","slug":"combien-coute-lassurance-maladie-en-suisse","status":"publish","type":"post","link":"https:\/\/schweiz.blog\/fr\/was-kostet-eine-krankenkasse-in-der-schweiz\/","title":{"rendered":"Combien co\u00fbte une assurance maladie en Suisse ?"},"content":{"rendered":"<p class=\"wp-block-paragraph\"><strong>Combien co\u00fbte une assurance maladie en Suisse ?<\/strong> Cette question concerne tous les citoyens du pays, car l&#039;assurance maladie de base est obligatoire. Cependant, les cotisations mensuelles varient consid\u00e9rablement selon le canton, l&#039;\u00e2ge et la franchise.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">co\u00fbts moyens de l&#039;assurance maladie<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Le <strong>primes mensuelles pour l&#039;assurance maladie de base<\/strong> sont approximativement :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Adulte:<\/strong> environ. <strong>350\u2013500 CHF<\/strong><\/li>\n\n\n\n<li><strong>Jeunes adultes :<\/strong> environ. <strong>250\u2013350 CHF<\/strong><\/li>\n\n\n\n<li><strong>Enfants:<\/strong> environ. <strong>90\u2013130 CHF<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Pour les adultes, cela se traduit rapidement par une ann\u00e9e \u00e0 la fois. <strong>plus de 4 000 CHF<\/strong>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">De quoi d\u00e9pendent les co\u00fbts ?<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. Canton de r\u00e9sidence<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Les primes d&#039;assurance maladie varient consid\u00e9rablement d&#039;une r\u00e9gion \u00e0 l&#039;autre. Les cantons urbains sont g\u00e9n\u00e9ralement plus chers.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Franchise<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Plus le niveau de franchise est \u00e9lev\u00e9, plus la prime mensuelle est basse\u00a0:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>300 CHF (option la plus ch\u00e8re)<\/li>\n\n\n\n<li>2 500 CHF (option la moins ch\u00e8re)<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">3. Mod\u00e8le d&#039;assurance<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Mod\u00e8le standard (cher)<\/li>\n\n\n\n<li>mod\u00e8le de m\u00e9decin de famille<\/li>\n\n\n\n<li>Mod\u00e8le HMO<\/li>\n\n\n\n<li>Mod\u00e8le Telmed<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">assurance de base vs assurance compl\u00e9mentaire<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Assurance de base<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Obligatoire l\u00e9galement<\/li>\n\n\n\n<li>M\u00eames avantages pour tous les fonds d&#039;assurance maladie<\/li>\n\n\n\n<li>La seule diff\u00e9rence, c&#039;est le prix.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Assurance compl\u00e9mentaire<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Volontairement<\/li>\n\n\n\n<li>Elle couvre, par exemple, l&#039;assurance dentaire compl\u00e9mentaire, les s\u00e9jours en h\u00f4pital priv\u00e9 et les m\u00e9decines alternatives.<\/li>\n\n\n\n<li>Les prix varient \u00e9norm\u00e9ment<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Combien pouvez-vous \u00e9conomiser ?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Beaucoup de gens paient des prix inutilement \u00e9lev\u00e9s. Cela est d\u00fb \u00e0\u00a0:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Adaptation de la franchise<\/li>\n\n\n\n<li>Changement de mod\u00e8le<\/li>\n\n\n\n<li>Comparaison annuelle<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">peut \u00eatre <strong>500 \u00e0 1\u00a0500 CHF par an<\/strong> sauvegarder.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Conclusion<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Combien co\u00fbte l&#039;assurance maladie en Suisse\u00a0? Pour les adultes, il faut \u00eatre r\u00e9aliste. <strong>350 \u00e0 500 CHF par mois<\/strong> Anticipez. Optimiser votre assurance peut vous faire \u00e9conomiser beaucoup d&#039;argent \u00e0 long terme, sans aucune perte de prestations.<\/p>\n\n\n\n<!-- schweiz.blog x schweiz.work -->\n<div style=\"  margin:56px 0;  padding:24px 28px;  border-left:3px solid #60a5fa;  background:rgba(255,255,255,0.02);  color:#e5e7eb;  font-family:system-ui,sans-serif;\">\n  <p style=\"margin:0 0 12px 0; font-size:15px; line-height:1.7;\">\n    En plus de ce blog, nous g\u00e9rons avec <strong>schweiz.work<\/strong>  \n    une plate-forme de services en Suisse.\n  <\/p>\n\n  <p style=\"margin:0; font-size:15px;\">\n    <a href=\"https:\/\/schweiz.work\/?ref=schweizblog\" style=\"color:#93c5fd; font-weight:500; text-decoration:none;\" target=\"_blank\" rel=\"noopener\">\n      1 annonce actuellement gratuite pendant 30 jours \u2192\n    <\/a>\n  <\/p>\n<\/div>\n<!-- \/schweiz.blog x schweiz.work -->","protected":false},"excerpt":{"rendered":"Was kostet eine Krankenkasse in der Schweiz? Diese Frage betrifft jede Person im Land, denn die Grundversicherung ist&hellip;","protected":false},"author":274216737,"featured_media":1383,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":true,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"csco_display_header_overlay":false,"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":"","csco_page_reading_time":"","csco_page_toc_navigation":"","csco_post_video_location":[],"csco_post_video_location_hash":"","csco_post_video_url":"","csco_post_video_bg_start_time":0,"csco_post_video_bg_end_time":0,"csco_post_video_bg_volume":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[2725,2710],"tags":[3464,3467,3465,3463,3466],"class_list":["post-1386","post","type-post","status-publish","format-standard","has-post-thumbnail","category-leben","category-allgemein","tag-grundversicherung-schweiz","tag-krankenkasse-kosten-schweiz","tag-krankenkassen-praemien-schweiz","tag-krankenversicherung-schweiz","tag-was-kostet-eine-krankenkasse-in-der-schweiz","cs-entry","cs-video-wrap"],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/schweiz.blog\/wp-content\/uploads\/2025\/12\/20251229_1827_Schweizer-Krankenkassen-Kosten_simple_compose_01kdnjbxp7e7cvk1cts3kczq0r.png?fit=1536%2C1024&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pgWLwP-mm","_links":{"self":[{"href":"https:\/\/schweiz.blog\/fr\/wp-json\/wp\/v2\/posts\/1386","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/schweiz.blog\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/schweiz.blog\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/schweiz.blog\/fr\/wp-json\/wp\/v2\/users\/274216737"}],"replies":[{"embeddable":true,"href":"https:\/\/schweiz.blog\/fr\/wp-json\/wp\/v2\/comments?post=1386"}],"version-history":[{"count":2,"href":"https:\/\/schweiz.blog\/fr\/wp-json\/wp\/v2\/posts\/1386\/revisions"}],"predecessor-version":[{"id":1388,"href":"https:\/\/schweiz.blog\/fr\/wp-json\/wp\/v2\/posts\/1386\/revisions\/1388"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/schweiz.blog\/fr\/wp-json\/wp\/v2\/media\/1383"}],"wp:attachment":[{"href":"https:\/\/schweiz.blog\/fr\/wp-json\/wp\/v2\/media?parent=1386"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/schweiz.blog\/fr\/wp-json\/wp\/v2\/categories?post=1386"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/schweiz.blog\/fr\/wp-json\/wp\/v2\/tags?post=1386"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}