{"id":638,"date":"2025-11-25T13:51:52","date_gmt":"2025-11-25T12:51:52","guid":{"rendered":"https:\/\/schweiz.blog\/?p=638"},"modified":"2025-11-25T13:51:54","modified_gmt":"2025-11-25T12:51:54","slug":"polog-za-najamninu-u-svicarskoj-kako-funkcionira","status":"publish","type":"post","link":"https:\/\/schweiz.blog\/hr\/mietkaution-schweiz-wie-funktioniert-das\/","title":{"rendered":"Polog za najamninu u \u0160vicarskoj: Kako funkcionira?"},"content":{"rendered":"

Svatko tko unajmljuje stan u \u0160vicarskoj gotovo uvijek se susre\u0107e s depozit za najamninu<\/em>. Ali kako to\u010dno funkcionira i koja pravila vrijede?<\/p>\n\n\n\n

\u0160to je polog za najamninu?<\/strong><\/h2>\n\n\n\n

Polog za najamninu je financijska mjera sigurnosti za stanodavce. Pokriva potencijalnu \u0161tetu, nepodmirenu najamninu ili tro\u0161kove komunalnih usluga.<\/p>\n\n\n\n

U \u0160vicarskoj je depozit maksimalna tri mjese\u010dna najamnina<\/strong> (regulirano zakonom).<\/p>\n\n\n\n

\n\n\n\n

Kako se pla\u0107a polog za najamninu?<\/strong><\/h2>\n\n\n\n

1. Klasi\u010dni ra\u010dun za polog za najamninu<\/strong><\/h3>\n\n\n\n

Naj\u010de\u0161\u0107a varijanta:<\/p>\n\n\n\n

    \n
  • Najmoprimac otvara poseban blokirani ra\u010dun.<\/li>\n\n\n\n
  • On upla\u0107uje dogovoreni polog na ovaj ra\u010dun.<\/li>\n\n\n\n
  • Novac \u0107e ostati blokiran do kraja najma.<\/li>\n<\/ul>\n\n\n\n

    Ra\u010dun je uvijek na ime najmoprimca.<\/p>\n\n\n\n

    2. Osiguranje depozita za najamninu (osiguranje depozita)<\/strong><\/h3>\n\n\n\n

    Alternativa bez depozita:<\/p>\n\n\n\n

      \n
    • Pla\u0107ate godi\u0161nju premiju.<\/li>\n\n\n\n
    • Nije potreban depozit.<\/li>\n\n\n\n
    • Popularno me\u0111u ljudima koji \u017eele u\u0161tedjeti likvidnost<\/li>\n<\/ul>\n\n\n\n
      \n\n\n\n

      Kada \u0107e biti vra\u0107en depozit za najamninu?<\/strong><\/h2>\n\n\n\n

      Povrat novca \u0107e biti obra\u0111en. nakon zavr\u0161etka najma<\/strong>, ako:<\/p>\n\n\n\n

        \n
      • Sva \u0161teta je razja\u0161njena<\/li>\n\n\n\n
      • Dodatni tro\u0161kovi su napla\u0107eni<\/li>\n\n\n\n
      • Nema nerije\u0161enih potra\u017eivanja.<\/li>\n<\/ul>\n\n\n\n

        Va\u017eno: Najmodavac mo\u017ee do 1 godina<\/strong> Pri\u010dekajte dok ne budu dostupni kona\u010dni dodatni tro\u0161kovi.<\/p>\n\n\n\n

        \n\n\n\n

        Mo\u017ee li najmodavac jednostavno odbiti novac?<\/strong><\/h2>\n\n\n\n

        Samo ako postoje legitimni zahtjevi:<\/p>\n\n\n\n

          \n
        • \u0160teta na stanu<\/li>\n\n\n\n
        • Nepodmirena najamnina<\/li>\n\n\n\n
        • Nepodmireni dodatni tro\u0161kovi<\/li>\n<\/ul>\n\n\n\n

          Svi odbici moraju biti opravdani i dokumentirani.<\/p>\n\n\n\n

          \n\n\n\n

          Zaklju\u010dak<\/strong><\/h2>\n\n\n\n

          Najamnine su u \u0160vicarskoj jasno regulirane i \u0161tite obje strane. Poznavanje osnova poma\u017ee u izbjegavanju nepotrebnih sukoba i omogu\u0107uje sigurno planiranje.<\/p>","protected":false},"excerpt":{"rendered":"Wer in der Schweiz eine Wohnung mietet, begegnet fast immer der Mietkaution. Doch wie funktioniert sie genau, und…","protected":false},"author":274216737,"featured_media":642,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"csco_display_header_overlay":false,"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":"","csco_page_reading_time":"","csco_page_toc_navigation":"","csco_post_video_location":[],"csco_post_video_location_hash":"","csco_post_video_url":"","csco_post_video_bg_start_time":0,"csco_post_video_bg_end_time":0,"csco_post_video_bg_volume":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[2724],"tags":[2756,2755,2760,2757,2759,2758],"class_list":{"0":"post-638","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-alltag","8":"tag-kaution-miete-schweiz","9":"tag-mietdepot-schweiz","10":"tag-mieten-schweiz-erklaerung","11":"tag-mietkaution-konto-schweiz","12":"tag-mietkaution-schweiz","13":"tag-mietwohnung-kaution","14":"cs-entry","15":"cs-video-wrap"},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/schweiz.blog\/wp-content\/uploads\/2025\/11\/20251125_1349_Mietkaution-Schweiz-Illustration_simple_compose_01kaxgwv7zf16s4s1mkbdqmqg5.png?fit=1536%2C1024&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pgWLwP-ai","_links":{"self":[{"href":"https:\/\/schweiz.blog\/hr\/wp-json\/wp\/v2\/posts\/638","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/schweiz.blog\/hr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/schweiz.blog\/hr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/schweiz.blog\/hr\/wp-json\/wp\/v2\/users\/274216737"}],"replies":[{"embeddable":true,"href":"https:\/\/schweiz.blog\/hr\/wp-json\/wp\/v2\/comments?post=638"}],"version-history":[{"count":3,"href":"https:\/\/schweiz.blog\/hr\/wp-json\/wp\/v2\/posts\/638\/revisions"}],"predecessor-version":[{"id":643,"href":"https:\/\/schweiz.blog\/hr\/wp-json\/wp\/v2\/posts\/638\/revisions\/643"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/schweiz.blog\/hr\/wp-json\/wp\/v2\/media\/642"}],"wp:attachment":[{"href":"https:\/\/schweiz.blog\/hr\/wp-json\/wp\/v2\/media?parent=638"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/schweiz.blog\/hr\/wp-json\/wp\/v2\/categories?post=638"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/schweiz.blog\/hr\/wp-json\/wp\/v2\/tags?post=638"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}