{"id":1386,"date":"2025-12-29T18:29:29","date_gmt":"2025-12-29T17:29:29","guid":{"rendered":"https:\/\/schweiz.blog\/?p=1386"},"modified":"2026-03-19T14:19:31","modified_gmt":"2026-03-19T13:19:31","slug":"hur-mycket-kostar-sjukfoersaekring-i-schweiz","status":"publish","type":"post","link":"https:\/\/schweiz.blog\/sv\/was-kostet-eine-krankenkasse-in-der-schweiz\/","title":{"rendered":"Vad kostar en sjukf\u00f6rs\u00e4kring i Schweiz?"},"content":{"rendered":"<p class=\"wp-block-paragraph\"><strong>Vad kostar en sjukf\u00f6rs\u00e4kring i Schweiz?<\/strong> Denna fr\u00e5ga ber\u00f6r alla i landet, eftersom grundl\u00e4ggande sjukf\u00f6rs\u00e4kring \u00e4r obligatorisk. M\u00e5natliga premier varierar dock avsev\u00e4rt \u2013 beroende p\u00e5 kanton, \u00e5lder och sj\u00e4lvrisk.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Genomsnittliga sjukf\u00f6rs\u00e4kringskostnader<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">De <strong>m\u00e5natliga premier f\u00f6r grundl\u00e4ggande sjukf\u00f6rs\u00e4kring<\/strong> \u00e4r ungef\u00e4r:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Vuxen:<\/strong> ca. <strong>350\u2013500 CHF<\/strong><\/li>\n\n\n\n<li><strong>Unga vuxna:<\/strong> ca. <strong>250\u2013350 CHF<\/strong><\/li>\n\n\n\n<li><strong>Barn:<\/strong> ca. <strong>90\u2013130 CHF<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">F\u00f6r vuxna kan detta snabbt \u00f6vers\u00e4ttas till ett \u00e5r i taget. <strong>\u00f6ver 4 000 CHF<\/strong>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Vad beror kostnaderna p\u00e5?<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. Bostadsort<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Sjukf\u00f6rs\u00e4kringspremierna varierar kraftigt mellan regioner. Stadskantoner \u00e4r vanligtvis dyrare.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Franchise<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ju h\u00f6gre franchise, desto l\u00e4gre m\u00e5nadspremie:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>300 CHF (dyraste alternativet)<\/li>\n\n\n\n<li>2 500 CHF (billigaste alternativet)<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">3. F\u00f6rs\u00e4kringsmodell<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Standardmodell (dyr)<\/li>\n\n\n\n<li>Modell f\u00f6r familjel\u00e4kare<\/li>\n\n\n\n<li>HMO-modell<\/li>\n\n\n\n<li>Telmed-modellen<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Grundf\u00f6rs\u00e4kring kontra till\u00e4ggsf\u00f6rs\u00e4kring<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Grundf\u00f6rs\u00e4kring<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Lagstadgat krav<\/li>\n\n\n\n<li>Samma f\u00f6rm\u00e5ner f\u00f6r alla sjukf\u00f6rs\u00e4kringskassor<\/li>\n\n\n\n<li>Den enda skillnaden \u00e4r priset.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Till\u00e4ggsf\u00f6rs\u00e4kring<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Frivilligt<\/li>\n\n\n\n<li>T\u00e4cker till exempel kompletterande tandv\u00e5rdsf\u00f6rs\u00e4kring, privata sjukhusvistelser och alternativ medicin.<\/li>\n\n\n\n<li>Priserna varierar kraftigt<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Hur mycket kan du spara?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">M\u00e5nga betalar on\u00f6digt h\u00f6ga priser. Detta beror p\u00e5:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Franchise-anpassning<\/li>\n\n\n\n<li>Modellbyte<\/li>\n\n\n\n<li>\u00c5rlig j\u00e4mf\u00f6relse<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">kan vara <strong>500\u20131 500 CHF per \u00e5r<\/strong> spara.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Slutsats<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Hur mycket kostar sjukf\u00f6rs\u00e4kring i Schweiz? F\u00f6r vuxna b\u00f6r man vara realistisk. <strong>350\u2013500 CHF per m\u00e5nad<\/strong> Planera i f\u00f6rv\u00e4g. Att optimera din f\u00f6rs\u00e4kring kan spara dig mycket pengar i l\u00e4ngden \u2013 utan att f\u00f6rlora n\u00e5gra f\u00f6rm\u00e5ner.<\/p>\n\n\n\n<!-- schweiz.blog x schweiz.work -->\n<div style=\"  margin:56px 0;  padding:24px 28px;  border-left:3px solid #60a5fa;  background:rgba(255,255,255,0.02);  color:#e5e7eb;  font-family:system-ui,sans-serif;\">\n  <p style=\"margin:0 0 12px 0; font-size:15px; line-height:1.7;\">\n    Ut\u00f6ver denna blogg driver vi \u00e4ven <strong>schweiz.work<\/strong>  \n    en plattform f\u00f6r tj\u00e4nster i Schweiz.\n  <\/p>\n\n  <p style=\"margin:0; font-size:15px;\">\n    <a href=\"https:\/\/schweiz.work\/?ref=schweizblog\" style=\"color:#93c5fd; font-weight:500; text-decoration:none;\" target=\"_blank\" rel=\"noopener\">\n      1 aktuell annons kostnadsfritt i 30 dagar\n    <\/a>\n  <\/p>\n<\/div>\n<!-- \/schweiz.blog x schweiz.work -->","protected":false},"excerpt":{"rendered":"Was kostet eine Krankenkasse in der Schweiz? Diese Frage betrifft jede Person im Land, denn die Grundversicherung ist&hellip;","protected":false},"author":274216737,"featured_media":1383,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":true,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"csco_display_header_overlay":false,"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":"","csco_page_reading_time":"","csco_page_toc_navigation":"","csco_post_video_location":[],"csco_post_video_location_hash":"","csco_post_video_url":"","csco_post_video_bg_start_time":0,"csco_post_video_bg_end_time":0,"csco_post_video_bg_volume":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[2725,2710],"tags":[3464,3467,3465,3463,3466],"class_list":{"0":"post-1386","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-leben","8":"category-allgemein","9":"tag-grundversicherung-schweiz","10":"tag-krankenkasse-kosten-schweiz","11":"tag-krankenkassen-praemien-schweiz","12":"tag-krankenversicherung-schweiz","13":"tag-was-kostet-eine-krankenkasse-in-der-schweiz","14":"cs-entry","15":"cs-video-wrap"},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/schweiz.blog\/wp-content\/uploads\/2025\/12\/20251229_1827_Schweizer-Krankenkassen-Kosten_simple_compose_01kdnjbxp7e7cvk1cts3kczq0r.png?fit=1536%2C1024&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pgWLwP-mm","_links":{"self":[{"href":"https:\/\/schweiz.blog\/sv\/wp-json\/wp\/v2\/posts\/1386","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/schweiz.blog\/sv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/schweiz.blog\/sv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/schweiz.blog\/sv\/wp-json\/wp\/v2\/users\/274216737"}],"replies":[{"embeddable":true,"href":"https:\/\/schweiz.blog\/sv\/wp-json\/wp\/v2\/comments?post=1386"}],"version-history":[{"count":2,"href":"https:\/\/schweiz.blog\/sv\/wp-json\/wp\/v2\/posts\/1386\/revisions"}],"predecessor-version":[{"id":1388,"href":"https:\/\/schweiz.blog\/sv\/wp-json\/wp\/v2\/posts\/1386\/revisions\/1388"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/schweiz.blog\/sv\/wp-json\/wp\/v2\/media\/1383"}],"wp:attachment":[{"href":"https:\/\/schweiz.blog\/sv\/wp-json\/wp\/v2\/media?parent=1386"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/schweiz.blog\/sv\/wp-json\/wp\/v2\/categories?post=1386"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/schweiz.blog\/sv\/wp-json\/wp\/v2\/tags?post=1386"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}