{"id":644,"date":"2025-11-25T13:55:11","date_gmt":"2025-11-25T12:55:11","guid":{"rendered":"https:\/\/schweiz.blog\/?p=644"},"modified":"2025-11-25T13:55:13","modified_gmt":"2025-11-25T12:55:13","slug":"isvicre-saglik-sigortasi-franchisei-basitce-aciklandi","status":"publish","type":"post","link":"https:\/\/schweiz.blog\/tr\/krankenkasse-franchise-schweiz-einfach-erklaert\/","title":{"rendered":"Sa\u011fl\u0131k sigortas\u0131 muafiyet tutar\u0131: Basit\u00e7e a\u00e7\u0131klanm\u0131\u015ft\u0131r."},"content":{"rendered":"<p class=\"wp-block-paragraph\">Franchise sistemi, \u0130svi\u00e7re sa\u011fl\u0131k sistemindeki en \u00f6nemli kavramlardan biridir. Her y\u0131l bir\u00e7ok insan \u015fu soruyla kar\u015f\u0131la\u015f\u0131yor: <em>Hangi franchise&#039;\u0131 se\u00e7meliyim ve neden?<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Franchise ne anlama geliyor?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Franchise, sizin \u00f6dedi\u011finiz miktard\u0131r. <strong>y\u0131ll\u0131k olarak kendileri taraf\u0131ndan \u00f6denir<\/strong>, Sa\u011fl\u0131k sigorta \u015firketi masraflar\u0131 kar\u015f\u0131lamadan \u00f6nce.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00d6rnek:<br>Franchise 2.500 CHF \u2192 ilk 2.500 CHF&#039;yi kendiniz \u00f6dersiniz.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Hangi franchise modelleri mevcuttur?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Temel sa\u011fl\u0131k sigortas\u0131 kapsam\u0131nda size sunulan se\u00e7enekler \u015funlard\u0131r:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>300 CHF<\/strong> (en kapsaml\u0131 franchise)<\/li>\n\n\n\n<li><strong>500 CHF<\/strong><\/li>\n\n\n\n<li><strong>1.000 CHF<\/strong><\/li>\n\n\n\n<li><strong>1.500 CHF<\/strong><\/li>\n\n\n\n<li><strong>2.000 CHF<\/strong><\/li>\n\n\n\n<li><strong>2.500 CHF<\/strong> (en y\u00fcksek franchise)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c7ocuklar i\u00e7in daha ucuz modeller de mevcut.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Vergi indirimi nas\u0131l i\u015fliyor?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Muafiyet tutar\u0131n\u0131za ula\u015ft\u0131\u011f\u0131n\u0131zda, sa\u011fl\u0131k sigorta \u015firketi devreye girecektir. <strong>90 % maliyetlerinin<\/strong>.<br>Sadece \u00f6deme yapars\u0131n\u0131z. <strong>10 % Fazlas\u0131<\/strong>, maksimum <strong>y\u0131ll\u0131k 700 CHF<\/strong>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Hangi franchise&#039;\u0131 se\u00e7meliyim?<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. Y\u00fcksek bayilik (2.500 \u0130svi\u00e7re frang\u0131)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u015eu durumlarda faydal\u0131 olabilir:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>nadiren doktora gidersiniz<\/li>\n\n\n\n<li>Sa\u011fl\u0131kl\u0131s\u0131n\u0131z.<\/li>\n\n\n\n<li>Primden tasarruf etmek istiyorsunuz.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. Derin franchise (300 CHF)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u015eu durumlarda faydal\u0131 olabilir:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>S\u0131kl\u0131kla t\u0131bbi hizmetlere ihtiya\u00e7 duyars\u0131n\u0131z.<\/li>\n\n\n\n<li>Siz kronik bir hastal\u0131\u011fa sahipsiniz.<\/li>\n\n\n\n<li>Planlanm\u0131\u015f tedavileriniz var.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Hangi franchise&#039;\u0131 de\u011fi\u015ftirmek mant\u0131kl\u0131 olur?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sadece <strong>Y\u0131lda bir kez m\u00fcmk\u00fcn<\/strong> \u2013 her biri kadar <strong>30 Kas\u0131m<\/strong>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Sonu\u00e7<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Do\u011fru muafiyet tutar\u0131n\u0131 se\u00e7mek size \u00e7ok para kazand\u0131rabilir. T\u0131bbi hizmetlere ne s\u0131kl\u0131kla ihtiya\u00e7 duydu\u011funuzu ve daha y\u00fcksek cepten \u00f6deme maliyetlerini kar\u015f\u0131lay\u0131p kar\u015f\u0131layamayaca\u011f\u0131n\u0131z\u0131 g\u00f6z \u00f6n\u00fcnde bulundurmak \u00f6nemlidir.<\/p>","protected":false},"excerpt":{"rendered":"Die Franchise ist einer der wichtigsten Begriffe im Schweizer Gesundheitssystem. Viele stehen jedes Jahr vor der Frage: Welche&hellip;","protected":false},"author":274216737,"featured_media":641,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":true,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"csco_display_header_overlay":false,"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":"","csco_page_reading_time":"","csco_page_toc_navigation":"","csco_post_video_location":[],"csco_post_video_location_hash":"","csco_post_video_url":"","csco_post_video_bg_start_time":0,"csco_post_video_bg_end_time":0,"csco_post_video_bg_volume":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[2724],"tags":[2762,2763,2764,2765,2761],"class_list":{"0":"post-644","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-alltag","8":"tag-franchise-modelle-schweiz","9":"tag-franchise-schweiz","10":"tag-krankenkasse-franchise-erklaerung","11":"tag-krankenkasse-kosten","12":"tag-krankenkasse-selbstbehalt","13":"cs-entry","14":"cs-video-wrap"},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/schweiz.blog\/wp-content\/uploads\/2025\/11\/20251125_1349_Krankenkasse-Einfach-Erklaert_simple_compose_01kaxgxmn0em583xwkhwm8myrj.png?fit=1536%2C1024&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pgWLwP-ao","_links":{"self":[{"href":"https:\/\/schweiz.blog\/tr\/wp-json\/wp\/v2\/posts\/644","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/schweiz.blog\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/schweiz.blog\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/schweiz.blog\/tr\/wp-json\/wp\/v2\/users\/274216737"}],"replies":[{"embeddable":true,"href":"https:\/\/schweiz.blog\/tr\/wp-json\/wp\/v2\/comments?post=644"}],"version-history":[{"count":3,"href":"https:\/\/schweiz.blog\/tr\/wp-json\/wp\/v2\/posts\/644\/revisions"}],"predecessor-version":[{"id":647,"href":"https:\/\/schweiz.blog\/tr\/wp-json\/wp\/v2\/posts\/644\/revisions\/647"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/schweiz.blog\/tr\/wp-json\/wp\/v2\/media\/641"}],"wp:attachment":[{"href":"https:\/\/schweiz.blog\/tr\/wp-json\/wp\/v2\/media?parent=644"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/schweiz.blog\/tr\/wp-json\/wp\/v2\/categories?post=644"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/schweiz.blog\/tr\/wp-json\/wp\/v2\/tags?post=644"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}