{"id":1417,"date":"2025-12-29T18:45:59","date_gmt":"2025-12-29T17:45:59","guid":{"rendered":"https:\/\/schweiz.blog\/?p=1417"},"modified":"2026-03-19T14:19:25","modified_gmt":"2026-03-19T13:19:25","slug":"%e5%9c%a8%e7%91%9e%e5%a3%ab%e8%b4%b7%e6%ac%be%e9%9c%80%e8%a6%81%e5%a4%9a%e5%b0%91%e9%92%b1%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/schweiz.blog\/zh\/was-kostet-ein-kredit-in-der-schweiz\/","title":{"rendered":"\u745e\u58eb\u7684\u8d37\u6b3e\u6210\u672c\u662f\u591a\u5c11\uff1f"},"content":{"rendered":"<p class=\"wp-block-paragraph\"><strong>\u745e\u58eb\u7684\u8d37\u6b3e\u6210\u672c\u662f\u591a\u5c11\uff1f<\/strong> \u8bb8\u591a\u4eba\u5728\u8fdb\u884c\u5927\u989d\u6d88\u8d39\u6216\u73b0\u6709\u503a\u52a1\u518d\u878d\u8d44\u65f6\u90fd\u4f1a\u95ee\u81ea\u5df1\u8fd9\u4e2a\u95ee\u9898\u3002\u6210\u672c\u4e3b\u8981\u53d6\u51b3\u4e8e\u5229\u7387\u3001\u8d37\u6b3e\u671f\u9650\u548c\u4fe1\u7528\u72b6\u51b5\u3002.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u5e73\u5747\u501f\u8d37\u6210\u672c<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e2a\u4eba\u8d37\u6b3e\u7684\u5178\u578b\u5229\u7387\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u826f\u597d\u7684\u4fe1\u7528\u8bc4\u7ea7\uff1a<\/strong> \u5927\u7ea6. <strong>4\u20136 %<\/strong><\/li>\n\n\n\n<li><strong>\u5e73\u5747\u4fe1\u7528\u8bc4\u7ea7\uff1a<\/strong> \u5927\u7ea6. <strong>6\u20139 %<\/strong><\/li>\n\n\n\n<li><strong>\u4fe1\u7528\u8bc4\u7ea7\u964d\u4f4e\uff1a<\/strong> \u76f4\u5230 <strong>10\u201312 %<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5b50\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8d37\u6b3e\u91d1\u989d\uff1a <strong>20,000 \u745e\u58eb\u6cd5\u90ce<\/strong><\/li>\n\n\n\n<li>\u671f\u95f4\uff1a <strong>48\u4e2a\u6708<\/strong><\/li>\n\n\n\n<li>\u603b\u6210\u672c\uff1a\u7ea6. <strong>22,000\u201324,000 \u745e\u58eb\u6cd5\u90ce<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u54ea\u4e9b\u56e0\u7d20\u4f1a\u5f71\u54cd\u6210\u672c\uff1f<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. \u5229\u7387<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6700\u91cd\u8981\u7684\u56e0\u7d20\u2014\u2014\u5fae\u5c0f\u7684\u5dee\u522b\uff0c\u591a\u5e74\u4ee5\u540e\u4f1a\u4ea7\u751f\u5de8\u5927\u7684\u5f71\u54cd\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. \u6301\u7eed\u65f6\u95f4<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u77ed\u671f \u2192 \u8f83\u4f4e\u5229\u7387<\/li>\n\n\n\n<li>\u8d37\u6b3e\u671f\u9650\u8d8a\u957f\uff0c\u6bcf\u6708\u8fd8\u6b3e\u989d\u8d8a\u4f4e\uff0c\u4f46\u603b\u6210\u672c\u8d8a\u9ad8\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">3. \u4fe1\u7528\u8bc4\u7ea7<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6536\u5165\u3001\u503a\u52a1\u50ac\u6536\u7a0b\u5e8f\u548c\u8fd8\u6b3e\u8bb0\u5f55\u5bf9\u5229\u7387\u6709\u5f88\u5927\u5f71\u54cd\u3002.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u8c28\u9632\u9690\u6027\u6210\u672c<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u624b\u7eed\u8d39<\/li>\n\n\n\n<li>\u8fdd\u7ea6\u5229\u7387<\/li>\n\n\n\n<li>\u63d0\u524d\u8fd8\u6b3e\u7684\u8d39\u7528<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fe1\u8a89\u826f\u597d\u7684\u8d37\u6b3e\u673a\u6784\u5e94\u8be5 <strong>\u900f\u660e\u7684<\/strong> \u548c <strong>\u65e0\u4efb\u4f55\u9690\u85cf\u8d39\u7528<\/strong> \u662f\u3002.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u5982\u4f55\u964d\u4f4e\u501f\u8d37\u6210\u672c\uff1f<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6bd4\u8f83\u8d37\u6b3e<\/li>\n\n\n\n<li>\u9009\u62e9\u8f83\u77ed\u7684\u65f6\u957f<\/li>\n\n\n\n<li>\u4e0d\u8981\u8d37\u6b3e\u91d1\u989d\u8fc7\u5927\u3002<\/li>\n\n\n\n<li>\u5408\u5e76\u73b0\u6709\u8d37\u6b3e<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u7ed3\u8bba<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u745e\u58eb\u8d37\u6b3e\u9700\u8981\u591a\u5c11\u94b1\uff1f\u8fd9\u53d6\u51b3\u4e8e\u5229\u7387\u548c\u8d37\u6b3e\u671f\u9650\uff0c\u60a8\u9700\u8981\u652f\u4ed8\u2026\u2026 <strong>\u6570\u5343\u6cd5\u90ce\u7684\u5229\u606f<\/strong>. \u6bd4\u8f83\u51e0\u4e4e\u603b\u662f\u503c\u5f97\u7684\u2014\u2014\u5c24\u5176\u662f\u5728\u91d1\u989d\u8f83\u5927\u7684\u60c5\u51b5\u4e0b\u3002.<\/p>\n\n\n\n<!-- schweiz.blog x schweiz.work -->\n<div style=\"  margin:56px 0; 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Diese Frage stellen sich viele bei gr\u00f6sseren Anschaffungen oder zur Umschuldung&hellip;","protected":false},"author":274216737,"featured_media":1421,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":true,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"csco_display_header_overlay":false,"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":"","csco_page_reading_time":"","csco_page_toc_navigation":"","csco_post_video_location":[],"csco_post_video_location_hash":"","csco_post_video_url":"","csco_post_video_bg_start_time":0,"csco_post_video_bg_end_time":0,"csco_post_video_bg_volume":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[2725,2710],"tags":[3508,3509,3507,3510,3506],"class_list":{"0":"post-1417","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-leben","8":"category-allgemein","9":"tag-kredit-aufnehmen-schweiz","10":"tag-kredit-kosten-schweiz","11":"tag-kredit-zinsen-schweiz","12":"tag-privatkredit-schweiz-kosten","13":"tag-was-kostet-ein-kredit-in-der-schweiz","14":"cs-entry","15":"cs-video-wrap"},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/schweiz.blog\/wp-content\/uploads\/2025\/12\/20251229_1844_Kreditkosten-Schweiz_simple_compose_01kdnkb6v7ercr27xddq503mjz.png?fit=1536%2C1024&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pgWLwP-mR","_links":{"self":[{"href":"https:\/\/schweiz.blog\/zh\/wp-json\/wp\/v2\/posts\/1417","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/schweiz.blog\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/schweiz.blog\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/schweiz.blog\/zh\/wp-json\/wp\/v2\/users\/274216737"}],"replies":[{"embeddable":true,"href":"https:\/\/schweiz.blog\/zh\/wp-json\/wp\/v2\/comments?post=1417"}],"version-history":[{"count":3,"href":"https:\/\/schweiz.blog\/zh\/wp-json\/wp\/v2\/posts\/1417\/revisions"}],"predecessor-version":[{"id":1422,"href":"https:\/\/schweiz.blog\/zh\/wp-json\/wp\/v2\/posts\/1417\/revisions\/1422"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/schweiz.blog\/zh\/wp-json\/wp\/v2\/media\/1421"}],"wp:attachment":[{"href":"https:\/\/schweiz.blog\/zh\/wp-json\/wp\/v2\/media?parent=1417"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/schweiz.blog\/zh\/wp-json\/wp\/v2\/categories?post=1417"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/schweiz.blog\/zh\/wp-json\/wp\/v2\/tags?post=1417"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}